US CITIZENS
Investing in the UK as a US Expat
For a US connected individual living in the UK, we understand that your wealth management is a little more complex. That is why we have created Aventur US – a service with the tailored technical expertise you need to have a first class wealth management strategy, regardless of how much you have to invest.
What we do for UK resident Americans
Sam
Financial Planner
Download your free guide“By choosing Aventur, you gain access to specialised financial planning tailored to the unique needs of US citizens living in the UK.”
Overcome Investment Restrictions
US tax rules on PFICs make non-US mutual funds and ETFs tax-inefficient. UK regulations also complicate investing in US-domiciled funds. Aventur puts into place the right investment strategy for you.
Expert Tax Planning?
We make sure you have experts on your corner that can help you navigate the complex tax environment.
Perfect your Financial Plans
Whilst you have slightly different investment requirements to most UK clients, it does not mean that you should not have a full and comprehensive financial plan. It is important to not let ‘the tail wag the dog’ and to have a portfolio without a full plan.
Manage Currency Risks
USD/GBP exchange rate fluctuations can lead to taxable gains, complicating investments and real estate transactions. Aventur helps you manage these risks effectively.
Navigate Property Investments
Buying property in the UK? The UK doesn’t tax gains on a principal residence, but the US does, leading to potential tax bills. Aventur offers guidance on navigating these tax implications.
Plan Your Estate Wisely
US global estate taxes and UK charges on trusts complicate estate planning. Aventur provides careful, ongoing planning to navigate these challenges effectively in conjunction with relevant experts.
Common Problems for UK resident Americans
16 August 2024
Investment Providers
Finding an Investment provider that works with US individuals in the UK is difficult due to the complex reporting required. We have a solution that solves this problem.
16 August 2024
Financial Advice
Due to complex issues around Americans in the UK, the majority of UK financial advisers simply cant work with US clients of any size, the few that do typically have a minimum amount of £1m+.
16 August 2024
A Guide for US Citizens in the UK
If you do manage to find a provider that can work with US connected persons, you often find you aren’t in the clear yet – you still have to navigate the notorious PFIC regime nightmare. Read more in our guide about how you can tackle this.
Do you have any minimum investment amounts?
No, unlike the other firms that can work with UK resident US persons, we don't have any minimum investment amounts.
What about tax reporting?
We will work with your trusted US specialist tax adviser to ensure that you are covering all of the complex requirements. If you don't already have a trusted tax adviser we can recommend one that will be able to help.
Do you have a solution for Provider, Investment, and Financial Advice?
In short yes, we have scoured the market for a solution that allows US individuals to be able to plan and invest for the future, whilst keeping reasonable costs and no minimum investment amounts.
Do I need a special financial adviser as a US expat in the UK?
Typically yes, most UK based Financial Advisers do not work with US individuals due to the complex nature of the US tax system. Fortunately we do have the experience to help you make plans for the future.
Do you advise US individuals based in the US?
No not at the moment, we only work with UK resident Americans, we are not regulated in the US.